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we are committed to finding you the right mortgage

Our Mortgage Consultants are here to help you every step of the way through the mortgage maze, beginning with the application forms through to finding the right mortgage for you, one that will suit your needs and financial requirements - we'll help you do it all.

With our professional advice and access to a panel of selected lenders - we're sure we can help you, whether you are a first-time buyer, a seasoned property mogul, wanting to move up the property ladder or even just remortgaging.

more help for you... we have a selection of free guides to help you with your mortgage requirements and how we can help you. Simply download the relevant guide below:

find a mortgage

reasons to choose our mortgage services...

join our lifetime membership service

As a lifetime member, you will never have to pay another broker fee to us again for mortgage advice, no matter how many times you move or remortgage your existing home*

*an administration fee may apply

a tailored touch

We take the time to get to know you, this is why our Mortgage Consultants are able to offer you an advice and recommendation service based on your own individual circumstances. This means that we can be sure to find the right mortgage product to suit your needs.

committed to you

Our Mortgage Consultants offer a completely dedicated service. This means that you will be appointed a contact from the outset who will liaise with your solicitor, the lender and insurance companies, keeping you up to date on the progress of your mortgage application every step of the way.

a service that you can trust

Our Mortgage Consultants are fully authorised to give you mortgage and insurance advice. 

Regulated by the Financial Conduct Authority, everything that we do is transparent, meaning you get complete peace of mind when using our mortgage services.

protecting your property 


We offer advice on insurance products designed to ensure that even if you are too ill to work or in the event of your death, you still have the funds to keep your home for your family.  We can also arrange buildings and contents insurance for you, to protect your home and your belongings. 

On request, we can refer you to a specialist Consultant to provide you with advice on additional products that can be designed to provide a lump sum or income for you and your family. These products are designed to help you and your family to maintain your current lifestyle in the event of ill-health or death before your selected retirement age.

Our specialist advisers can tailor a solution to meet your individual circumstances.

Our products and suppliers are - Ageas Insurance Limited for Buildings and Contents Insurance and Aviva for Term Assurance, Critical Illness Cover and Income Protection.  


help to buy? 

No problem, we work with lenders who’ve been arranging Help to Buy mortgages for years.
Find out more about (You are about to leave the website of Brown & Merry and view the content of an external website. Brown & Merry cannot be held responsible for the content of external websites)
Help to Buy here

you'll gain access to myaccount

Keeping an eye on where you are with your mortgage and insurance transaction has never been easier with myaccount. With myaccount you'll gain access to key tools, guides and monitor your milestone markers to see how your transaction is progressing and much more!

go to myaccount

what our mortgage customers say...

We love hearing what our customers have to say about our service, we use an independent review company Feefo to find out what our customers think - take a look for yourself...

Excellent service

Absolutely excellent yasser pulled out all of the stops and got us a great deal for our mortgage. Helped out so much and was always available to talk. The team in general were great also. Very good experience with the shipways team

Best people at the right time!

Mr Clark and his colleagues were very interested in our case. Really kind and helpful, experienced and careful with our needs.
For 2 years we were trying to get the appropriate mortgage advisor and proper house for us
A struggle until we’ve met them!
Many thanks all
Always will recommend you 🙏

Laura is amazing

Laura helped us find out first mortgage almost 5years ago. She was professional, helpful, made the whole process easy and understandable. We contacted her recently ahead of our fixed term ending. Within 2days we had our new 5year fixed processed and agreed. She is brilliant and so easy to work with. Has the clients best interest at heart, is super knowledgeable and makes what can be a stressful process not stressful. Highly recommend her.

Excellent service

James kept us very informed throughout the application process

Pleased with the service

Very helpful and always at hand to offer their services

Would definitely recommend this service. We have been dealing with James, he’s very friendly and has made the start of the process less stressful and run smoothly!

Fast and efficient service, the staff are friendly and helpful 😀 👍 👌 😊


Professional friendly service

Fantastic service. Carla explained everything to me very clearly. Went through different options based on my circumstances. I would highly recommend Shipways Mortgage Services.

Above & Beyond

James has been fantastic, he’s has kept us up to date through the process, helped us make sense of each step and has gone above and beyond to source the best deal available to us. All the support and hard work is massively appreciated

Great servic

Robyn has been great, took the time to understand what we need and took us through the affordability process with ease.
She has been very responsive and able to give guidance when asked.

The reason for only the 4 is not to do with Robyn, I feel the fact the business take far to high a value from the customer as there is already a significant kick back from the mortgage provider. Offering a life time fee is all well and good if you take a mortgage every few years. We have taken a 10 year option to charge the same rate is over the top.

Amazing, listened and really genuinely passionate about helping.

Always helpful and happy to help! Made the journey really easy

Excellent service

Because the advisor was nice to us, she helped us get products we can afford and tell us the advantages and disadvantage


She is very good to us. She answered all the questions we asked. She explain everything and help us with insurance policy and and the will how important it is.

I would recommend this service to all my friends and family.
Great service provided by Shipways Harborne!
Barry Joseph,Kellie Holtom, Hannah and everyone working there thank you for being such professional,kind and helpful!


John was fantastic, I'd defiantly recommend and go back to every time.

John was brilliant, friendly, knew his information. He listens to what you wanted and gave me all the information and different options.
Made it so easy, I felt in safe hands and got the mortgage best suited to my needs.
I'd defiantly recommend and go back to every time.

Mortgage Advisor Harry Hargun was excellent.

Our Mortgage Advisor Harry Hargun was excellent. Very thorough, professional and explained all our options.

Professional buy to let remortgage,expertly carried out.

Once again Mr Jonathon Wright sorted out my buy to let remortgage with his usual professional style and no fuss.I have been using his mortgage services for approx 20 years now and have always found him helpful and proficient.

Great Mortgage Advisor

Jonathon was friendly, knowledgeable and most of all he put us at ease and made the whole process stress free.

Feefo rating
find out more

find out how we can help you with your mortgage requirements by using the contact form.

talk to someone

call our Mortgage Services team on

 01525 213 721
contact us